http://www.youtube.com/watch?v=TeVwzNIfCzc
You may think it's stupid, unwise or asking for trouble, but it ain't negligence. Nobody has a duty to themselves. No duty, no breach, no negligence.
If the horse freaked out and harmed the rider? maybe then, but the woman under the horse has no one to sue. It's her horse, her idea and her choice.
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